We underwrite your coverage individually so healthy people get better plans for less money. Not a one-size-fits-all formula like Healthcare.gov.
Our plans use medical underwriting to assess your individual health profile, then match you with coverage that reflects your actual risk not the general population's.
When you apply, we evaluate your health history through a simple assessment. No invasive exams or lengthy medical records required. Based on your health profile, we match you with the plan tier that offers the best combination of premiums and coverage.
The healthier you are, the more you save. It's that simple.
Nationwide PPO network access
Some plans may offer copays as low as $0
Low to $0 deductible options
Prescription drug coverage
Preventive care included
Telehealth access
Plans may include nationwide PPO access, low copays, and more. The right fit depends on your health profile, family size, and coverage needs.
For healthy individuals looking for affordable, quality coverage options.
Enhanced coverage options with lower out-of-pocket costs. Our most popular tier.
Family coverage options including pediatric and maternity benefits.
Plan features and pricing are not guaranteed and are subject to approval based on your individual health assessment. Contact us for a free, no-obligation quote tailored to your health profile.
Our underwritten plans are designed for generally healthy individuals. Here's a quick checklist to see if you may qualify.
*Eligibility is determined during the underwriting process. Pre-existing condition criteria vary by plan and carrier.
Not sure if you qualify? We'll figure it out together during your free consultation. Schedule a call →
Access medical care anywhere in the country with our extensive PPO network. No referrals needed. See any in-network provider you choose.
PPO plans let you visit any in-network doctor, specialist, or hospital without a referral. Your choice, always.
Travel, relocate, or live anywhere in the country your coverage travels with you. No network boundary restrictions.
Many plans may feature low copays and low deductibles, helping you better predict your costs before you walk into the doctor's office.